Monzo

Ethical Banking

Monzo is a regulated UK digital bank trusted by over 12 million personal and business customers for fully transparent banking. With no branches and a low carbon footprint, Monzo offers free current accounts, business banking for sole traders and limited companies, and award-winning money management tools—all accessible via iOS, Android, or web.

Monzo stands out for its ethical approach: it does not invest in fossil fuels, arms, or tobacco, and aims to reach net zero emissions by 2030. Customers benefit from FSCS protection up to £85,000, 24/7 in-app support, and features like instant spending notifications, expense cards, and tax-saving tools. Monzo’s social initiatives include pioneering gambling blocks, mental health support, and a focus on financial inclusion and accessibility.

Based in London with offices in Cardiff, Monzo’s community helps shape the bank by suggesting features and testing updates. Recognised as Britain’s Best Business Banking Provider 2024, Monzo is changing banking for the better—making money work for everyone.

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